Do I need a Merchant Credit Card Account to operate my online store?

There are 2 options

Accept payments using a online purse, Paypal, WorldPay, ChronoPay, SecPay and P2P.

If you require funds to go straight into your bank account you need to acquire a merchant credit card account.

If you are using Realex Payments then you need to apply for a merchant credit card account. These are provided by the following Irish banks:

• Bank of Ireland (Visa, Mastercard, Laser)
• AIB (Visa, Mastercard)
• Ulster Bank (Visa, Mastercard, Laser)
• Amercian Express Ireland handle AMEX cards.