We now provide Realex 3D-Secure credit card payments for osCommerce. This payment method reduces the risk of charge backs to the client. Once the card that is being used for chip and pin online is enrolled, the customer will be asked to enter their pin number during the transaction.
Previously, card authorisation only determined if there were enough funds in the account to meet the purchase, it did not verify the cardholder. 3D-Secure now verifies the cardholder's identity too.
Call 085 731 5293 today for a consultation on implementing this with your osCommerce installation.